Pensions for expats often involve cross-border complexities, but our content provides low-fee, transparent strategies for transfers, QROPS, and optimisation in light of UK tax changes. Drawing from ONS data on emigration, we help secure your retirement. We hope you find these useful for pension planning, and seeking a second opinion ensures your setup is as efficient as possible.
The start of SIPPs in the 1990s and the pension freedom act of 2015, has led to many people wanting to take control of their U.K. pensions. Although, many in the expat space that has transferred their pensions might have been hit with high charges and funds that might...
Anyone over 20 years old living and working in Switzerland, including the self-employed, must pay compulsory social security contributions towards their state pension, known as AHV Switzerland or OASI – the Old Age and Survivor’s Insurance. For this reason, I want to...
U.S expats normally have some sort of retirement account(s) whether that be IRA or 401k. The questions of many U.S. expats are, what can I do with these accounts now that I have moved abroad? You can rollover your 401k as a US expat and many do this to save themselves...
It is popular to see many British expats and Canadians that have transferred pensions to SIPPs and get asked a lot about the options of transferring a pension to Canada. With most looking to roll into an RRSP. Although, the reality of transferring your pension to...
Unfortunately, a lot of expats have been targeted for being missold a bad pension, this is due for a number of reasons. Such as, being that a number of advisors are not adequately qualified or that they are not independent. What do I mean by bad pensions? Well, high...
One of the most common questions that I get asked, is what is the cost difference between SIPPs and QROPs (ROPs). So, today I will look at the QROPs Vs SIPPs cost. This is an important aspect as many advisors will see it is down to the performance, this is of course...
Qualifying Recognised Overseas Pension Scheme (QROPs), has been a popular scheme in which U.K expats, or those holding a U.K pension, can transfer out of the scheme into an overseas pension scheme. Today, I just want to look at the QROPs stats for 2021. Since it was...
One of the big questions which are on many peoples minds, is how much do I need to retire? I have been asked this a lot of times along with how much is going to be enough for me? This does vary on where you are living and how you live your life and the age at which...
I have written a number of articles on SIPPs, pension changes and updates, SIPPs platforms and SIPPs vs QROPs differences and will link to various articles at the end. In this article want to go over International SIPP as it is one of the most frequent questions I get...
Pensions freedom has given pensioners the option of what to do with their cash when they come to retirement. They presently have a number of options such as putting it into an annuity or taking out lump sums. When the act was introduced by then Chancellor George...
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