Low-fee expat financial advice, wherever in the world you live
Pensions, investments, tax and inheritance across borders – explained in plain English by Henry Temple-Baxter, a CISI Level 4 qualified adviser, and managed online with every fee shown up front.
- CISI Level 4 qualified
- Fee-only – no commission
- Fees from 0.5%
- Clients in 34+ countries
What do you need help with?
Pick one – we’ll show you where to start.
The four money problems every UK expat runs into
Moving abroad changes how your pensions, savings and estate are taxed. These are the issues we help with most often.
Double taxation
Income and gains can be taxable in two countries. We work through the double tax agreement so you claim the reliefs you’re entitled to.
Currency risk
Exchange rates can quietly eat into a pension paid in pounds. We plan around the currency you’ll actually spend.
Pensions in limbo
Old workplace pensions, SIPPs and overseas transfers each have their own rules and charges. We help you decide what to keep, combine or move.
Cross-border inheritance
UK inheritance tax now depends on long-term residence, not domicile. We help you plan wills and estates that work in every country involved.
Three simple steps, all online
Free initial assessment
A video call at a time that suits your time zone. Tell Henry where you live, what you have and what you want to achieve. No cost and no obligation.
Your written plan
We review your pensions, investments and tax position, then set out our recommendations and every fee in writing before you decide anything.
Ongoing support
Regular online reviews as the rules and your life change – a move, a new job, retirement – wherever you are in the world.
See exactly what you’d pay – before you start
Expat advice has a reputation for hidden commission and exit penalties. We’re fee-only: you pay us directly, and every cost is set out in your plan.
- Initial assessment
- Free
- Advice fees
- From 0.5%
- Commission from product providers
- None
- Platform and fund costs
- Shown in your plan
How we can help
Retirement and pensions
UK pensions, SIPPs, QROPS and drawdown when you live abroad.
Find out more →Investment management
Diversified, low-cost portfolios on platforms that accept expats.
Find out more →Tax planning
UK residence, double tax agreements and reporting as you move.
Find out more →Estate and inheritance
UK inheritance tax, wills and trusts across more than one country.
Find out more →Portfolio and bond review
A second opinion on an offshore bond, pension or existing portfolio.
Find out more →High-net-worth expats
Joined-up planning when your assets span several countries.
Find out more →Answer your money questions in a minute
Quick, free calculators for UK expats. No sign-up, and nothing is stored.
Expat money health check
Nine quick questions for a personal checklist of what to look at.
Start the check →Inheritance tax calculator
Estimate the UK inheritance tax on your estate – including assets abroad and pensions.
Work it out →Country comparison
Spain, Portugal, France, the UAE and Thailand side by side.
Compare countries →
Henry Temple-Baxter, founder
Henry is CISI Level 4 qualified and an expat himself. He started out in traditional finance and saw how many expats were sold commission-heavy products, so he set up Investments for Expats to do the opposite: fee-only advice, costs you can see, and plain English.
He has lived and worked in Kuala Lumpur, Beijing, Bangkok, Hong Kong and Ho Chi Minh City, so he understands the practical side of managing money from abroad. Today he advises British expats in more than 34 countries, entirely online.
What clients say about Henry
“He really took the time to answer my questions. He is very knowledgeable about expat investing and provided recommendations on these issues. I highly recommend!”
“He was friendly and independent in his approach. Henry took the time to understand my very specific employment circumstances and proposed suitable options. His follow-up support was also excellent!”
“Most importantly, he listened carefully and even with niche areas he was able to get back to me in a timely manner. Highly recommend his services.”
Wherever you’ve moved, start here
Not listed? We advise UK expats in more than 34 countries online – book a call and ask.
Questions people ask before booking
Do you take commission?
No. We’re fee-only, so we don’t take commission from product providers. You pay us directly, and every fee is set out in writing before you go ahead.
How much do you charge?
The initial assessment is free. Our advice fees start from 0.5%, and your written plan shows exactly what you’d pay, including any platform and fund costs, before you decide.
Can you help if I don’t live in Asia?
Yes. We work entirely online and have clients in more than 34 countries, across Europe, the Middle East, Asia, Australia and the Americas.
I already have an adviser. Can you review what I have?
Yes. Many clients come to us for a second opinion on an offshore bond, pension transfer or portfolio. We’ll explain what you hold and what it costs you.
What qualifications does Henry have?
Henry Temple-Baxter holds a CISI Level 4 qualification – a professional investment advice qualification from the Chartered Institute for Securities & Investment.
Get a clear plan for your money abroad
Book a free initial assessment. Henry will look at your situation and tell you honestly whether he can help.
- Free and no obligation
- Fees from 0.5%
- Clients in 34+ countries