About Us
Honest, Low-Fee Financial Guidance for UK ExpatsManaging money across borders is complicated — different tax systems, pension rules, and investment restrictions can turn a simple decision into a maze. We built Investments for Expats to cut through that: independent, fee-only advice with no commissions and no hidden agendas.
We’re a fully independent, fee-only advisor — meaning we never earn commission on what we recommend. Every piece of advice is built around your goals, not a product sale.
Who We Are and Our Mission
Our mission is simple: help UK expats make confident financial decisions wherever they live. We specialise in the problems expat life actually creates — double taxation, currency risk, frozen pensions, and cross-border estate planning — and we explain every recommendation clearly, so you understand exactly what you’re paying for and why.
Henry Temple-Baxter
Founder
Henry founded Investments for Expats after years working in traditional finance, where he saw first-hand how commission-driven advice pushed expensive, one-size-fits-all products onto clients. Having lived and worked across Kuala Lumpur, Beijing, Bangkok, Hong Kong, and Ho Chi Minh City, he understands expat financial life from the inside, not just in theory.
He built this company to be the advisor he wished he’d had: transparent, low-fee, and genuinely independent.
Why Choose Us? Low Fees and Second Opinions
- Fee-only, always. No commissions, no product kickbacks — our advice is never influenced by what pays us best.
- Genuinely low cost. Transparent, competitive fees mean more of your money stays invested, not spent on overheads.
- A second opinion, no obligation. Not sure your current advisor is delivering value? Our free portfolio review gives you an honest, unbiased look at your investments, tax position, and plans.
- Built for expat life. Fully online, so you get the same quality advice no matter where in the world you’re based.
Ready for a second opinion on your finances?
Explore Our Expat Financial Services
All our services are delivered online, allowing us to serve clients worldwide without the overheads of physical offices. This keeps our fees low while maintaining high standards of service.
As your expat financial advisor, we offer a comprehensive suite of services designed to address the multifaceted needs of life abroad. Here’s how we can support you:
Investment Management
We create diversified portfolios using low-cost, evidence-based funds to maximise returns while minimising risks. Whether you’re investing in global markets or offshore vehicles, our strategies are customised to your risk tolerance and timeline.
Tax Optimisation
Navigating UK HMRC rules alongside your host country’s taxes can be daunting. We help you leverage double taxation agreements, non-domicile status, and tax-efficient structures like SIPPs or QROPS to reduce liabilities and keep more of your earnings.
Retirement Planning
Planning for retirement as an expat requires foresight. We assist with pension transfers, withdrawal strategies, and forecasting to ensure you enjoy a comfortable lifestyle, no matter where you settle.
Expat Pensions
From frozen UK pensions to international schemes, we guide you on consolidation, transfers, and optimisation to avoid penalties and enhance growth.
Expat Estate and Wealth Protection
Protect your legacy with strategies for inheritance tax avoidance, wills, and trusts that span borders. We also cover education planning for your family.
Expat Financial Compliance
Stay on the right side of regulations like FATCA or CRS with our compliance expertise, preventing costly fines and ensuring peace of mind.
Latest Insights
Statutory Residence Test Explained for UK Expats
How the UK statutory residence test decides whether you are still UK tax resident as an expat: the automatic tests, the five UK ties, split-year treatment and why residence now drives inheritance tax.
Interactive Brokers Review for Expats in 2026
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So You Won’t Make Those 10 Mistakes: Here’s What to Actually Do Instead
If you read our last piece, 10 Money Mistakes That Catch Out British Expats in Thailand, you'll know how easily things can go wrong: frozen pensions, surprise tax bills, dodgy offshore "opportunities" sold over a beer. Knowing what not to do is half the...
Investors Trust Review 2026: Fees, Products, Complaints and My Honest Verdict
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Ardan International Review 2026
A modern offshore investment platform for international investors. Ardan is a platform I use for the majority of my portfolio. If you have read my other blogs, you will see that I split my portfolio between a few platforms and the reasons behind that. Ardan is simple;...
Morningstar Platform Review for Expats 2026
The Morningstar Wealth Platform is one of the leading investment platforms available for British expats and internationally mobile investors. Following Morningstar’s acquisition of Praemium’s UK and international business in 2022, the platform combines advanced...
Our Commitment to You
We’re not just advisors — we’re expats ourselves, and we understand what’s at stake. We stay on top of the trends that matter to you, from UK pension changes to emerging opportunities in Asian markets, so our advice is always forward-looking.
If you’re looking for a financial partner who gets it, let’s talk. Low fees, real expertise, and honest support — that’s what we bring to helping you build wealth abroad.
Curious whether your current setup is working as hard as it could? Get in touch for a free second opinion.